Risk Officer

Aurum Microfinance Institution (Aurum MFI) is seeking a qualified and detail-oriented Risk Officer to identify, assess, monitor, and report risks related to financing operations, branch activities, client portfolios, and internal controls.

• Conduct risk assessments of branches, financing operations, and client portfolios.

• Review Murabaha financing files and verify the accuracy and completeness of documentation.

• Monitor Financing Officers' activities and conduct independent client and field verifications.

• Perform pre- and post-disbursement checks to identify potential risks and irregularities.

• Identify and report suspected fraud, operational weaknesses, and compliance gaps.

• Prepare risk assessment reports and follow up on recommended corrective actions.

• Maintain proper records of risk assessments and support risk mitigation initiatives.

Qualifications and Requirements

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.

• Previous experience in microfinance or a similar financial institution is required.

• Experience in financing operations is required; experience as a Financing Officer is highly desirable.

• Knowledge of Murabaha financing, risk assessment, and internal controls is an advantage.

• Strong analytical, reporting, communication, and computer skills.

• High integrity, attention to detail, and ability to work independently.

• Proficiency in local languages; English is an advantage.

Fieldwork Requirements

This position requires 100% fieldwork, including regular branch visits, client verification, and monitoring of Financing Officers. Provincial travel is also required as per operational needs.

Interested candidates are invited to submit their updated CV and cover letter to: jobs@aurumaf.com

Note: Please include vacancy number and position title in the subject of email.

Only shortlisted candidates will be contacted.