Branch Supervisor

Shahy Khazana Microfinance is interested in hiring a Branch Supervisor.

Branch Supervisor – Key Responsibilities

• Supervise and guide Financing Officers in their daily activities.

• Monitor branch financing operations and ensure compliance with approved policies and procedures.

• Review financing applications and ensure all required documents are complete and accurate.

• Review client assessments, business verification, and field verification reports.

• Monitor the financing pipeline and ensure timely processing of applications.

• Monitor the branch financing portfolio and portfolio quality.

• Follow up on overdue installments and support recovery activities.

• Monitor PAR and take appropriate action to control portfolio risk.

• Conduct regular field visits to monitor clients and financing utilization.

• Ensure proper pre-financing and post-financing monitoring.

• Ensure financing is disbursed according to approved terms and conditions.

• Ensure all financing activities comply with Shariah principles.

• Identify and report financing, operational, and compliance risks.

• Ensure accurate and timely updating of client and financing information in the MIS.

• Prepare and submit regular financing and portfolio reports.

• Set targets and monitor the performance of Financing Officers.

• Provide coaching, guidance, and technical support to Financing Officers.

• Coordinate with the Branch Manager and relevant Head Office departments.

• Ensure proper filing, documentation, and confidentiality of client information.

• Participate in branch meetings and provide updates on financing performance.

• Support the implementation of new financing products, policies, and procedures.

• Ensure professional communication and adherence to the institution’s code of conduct.

• Report any suspected fraud, misconduct, or policy violations to management.

• Perform other financing-related duties assigned by management.

• Bachelor’s degree in Finance, Business Administration, Economics, Islamic Finance, or a related field.

• Minimum 2–4 years of relevant experience in financing, microfinance, banking, or a similar sector.

• Previous supervisory or branch-level experience is preferred.

• Strong knowledge of financing operations, portfolio management, and risk assessment.

• Good understanding of Shariah-compliant financing principles.

• Strong leadership, communication, and team management skills.

• Ability to analyze financing applications, client assessments, and portfolio performance.

• Good knowledge of MS Office and financing/MIS systems.

• Strong problem-solving, reporting, and decision-making skills.

• High level of integrity, professionalism, and confidentiality.

Application Instructions:

Candidates must clearly mention the position title and vacancy reference number in the subject line of their application email.

Submission Email: hr@skm.af
Job Location: Khost